Greater St. Louis Service Area

Local Mortgage Expertise Across the Region

From St. Louis City to St. Charles County and everywhere in between, Liberty Lending Consultants brings competitive rates, personalized guidance, and our signature STL Express Close to your neighborhood.

What We Offer

Full-Service Mortgage Solutions Wherever You Are in St. Louis

As an independent mortgage broker, Liberty Lending Consultants works with dozens of lenders to find the right loan for your specific situation — not just what one bank happens to offer.

Unlike a single bank, we shop an extensive network of lenders — local credit unions, regional banks, and national institutions — to match you with the most competitive rates and terms available. Whether you're a first-time buyer, moving up, or purchasing an investment property, our experienced loan officers guide you from pre-approval through closing with full transparency and no surprises.

Already a homeowner? A refinance can lower your monthly payment, reduce your interest rate, or unlock equity you've built over the years. Our team analyzes your existing mortgage against current market rates across our full lender network to determine when and how a refinance makes real financial sense — and then executes it efficiently so you start saving sooner.

Every borrower's situation is different, and we offer a full suite of loan programs to meet it. From government-backed programs with low down payments to jumbo loans for luxury properties, we find the right fit for your income, credit profile, and homeownership goals.

Communities We Proudly Serve

We serve homebuyers and homeowners throughout the Greater St. Louis metropolitan area, spanning St. Louis City, St. Louis County, St. Charles County, Jefferson County, and beyond.

St. Louis City, MO

St. Louis County, MO

Chesterfield

St. Louis County, MO

Clayton

St. Louis County, MO

Kirkwood

St. Louis County, MO

Webster Groves

St. Louis County, MO

Ballwin

St. Louis County, MO

Wildwood

St. Louis County, MO

Creve Coeur

St. Louis County, MO

Ladue

St. Louis County, MO

University City

St. Louis County, MO

Sunset Hills

St. Louis County, MO

Florissant

St. Louis County, MO

Ferguson

St. Louis County, MO

Maplewood

St. Louis County, MO

Crestwood

St. Louis County, MO

Fenton

St. Louis County, MO

Arnold

Jefferson County, MO

St. Charles

St. Charles County, MO

O'Fallon

St. Charles County, MO

Wentzville

St. Charles County, MO

Lake Saint Louis

St. Charles County, MO

Don’t see your city?

We Likely Still Serve Your Area

Our service area extends throughout Missouri and Illinois. Even if your community isn’t listed above, chances are we can help.

Reach out and one of our loan officers will let you know right away.