ARM Mortgage Definition Explained: Is It Right for You?
An ARM mortgage, or Adjustable Rate Mortgage, is a mortgage loan where the interest rate changes periodically. Unlike a fixed-rate mortgage, where... Read More
5 Common Tax Deductions for Homeowners
1. Mortgage Interest Deduction One of the most significant tax deductions for homeowners is the mortgage interest deduction. If you have a... Read More
Navigating the Home Appraisal Process: Tips for Homebuyers and Sellers
The home appraisal process is a crucial step in any real estate transaction, whether you’re a homebuyer or a seller. An appraisal... Read More
5 Key Factors in Determining Mortgage Interest Rate
1. Credit Score and Credit Report One of the primary factors determining mortgage interest rates is your credit score. Lenders use your... Read More
The Benefits of Buying vs. Renting
The decision between buying vs. renting a home is a significant financial decision that many individuals face. Each option has its own... Read More
Home Maintenance Tips for New Homeowners
Taking care of your new home is essential to avoid costly repairs and maintain its value. Here are some essential home maintenance... Read More
St. Louis Neighborhoods: Choosing the Right Community for Your New Home
St. Louis is a city with a rich history and a diverse array of neighborhoods, each offering unique characteristics and charm. Whether... Read More
How’s Your Credit Score? How Can You Get a Loan?
To understand the impact of home loans on your credit score and credit report, we must first take a step back to... Read More
Are we in a housing crisis in St. Louis?
A housing crisis is an unfortunate fact of life for many Americans. Rising costs have made it impossible for families to meet... Read More
5 Tips For First-Time Homebuyers
First-time home buyers have several things to think about. They need to research mortgage options, get pre-approved, save for a down payment,... Read More