Address: 1950 Craig Road, Suite 100 St. Louis, MO 63146
Phone: (314) 988-3212
Secure File Upload

News

/01 Jul 2020
/By

FHA? What’s that stand for, Fancy House Animals?

At Liberty Lending Consultants, we offer FHA mortgage loans with competitive rates. Unless you have a background in finance, banking, or lending, you may not know exactly what FHA home loans are. There are many types of home loans with specifications that appeal to different borrowers. FHA stands for Federal Housing Administration. The FHA is a governmental agency that facilitates financial support within the mortgage market, as well as improve housing standards and conditions. If the borrower for some reason is not able to pay back the loan and defaults on the mortgage, the Federal Housing Administration will protect the...
Read More
/01 Jun 2020
/By

Why Should I Use a Mortgage Broker?

Buying a home isn’t a solo endeavor. As much help is necessary at every step of the way, closing the deal on your dream house requires someone with a special skill set: a broker. Aside from the fact that it’s their job to help you get the best deal on mortgage rates, brokers can offer much much more, So you may ask yourself,” why do I need a mortgage broker?” They’re paid to help you Brokers don’t get paid until you close the deal on a house or real estate, so they’re just as incentivized to sign on the dotted...
Read More
/02 Apr 2020
/By

Need a VA Loan in St. Louis? It’s as easy as 1, 2, 3!

If you’re a veteran, you’ve probably heard of VA home loans. But do you know exactly what it takes to get one? And what the benefits are when you do? Here at Liberty Lending, we’ve got years of experience providing veterans in the St. Louis area with VA home loans, so we know how to break it down. Here’s the formula for VA home loans: Service Record + Credit Score + Income Level = No Down Payment, 100% Financing and Great Fixed Rates Let’s explore how everything comes together. First, this is what goes into a VA home loan. Service...
Read More
/01 Feb 2020
/By

Where were you on the night of the third?… and other questions to ask your mortgage broker

Are you in the market for a new home and considering the assistance of a mortgage broker to secure the best deal on your home loan? The process of obtaining a mortgage can be intricate and overwhelming, but asking the right questions can make all the difference. Here’s a comprehensive list of key inquiries to pose to your mortgage lender, ensuring you make informed decisions about your financial future on St. Louis home loans. What types of mortgages do you offer? When dealing with mortgage brokers or a mortgage lender, it’s crucial to understand the array of home loan options...
Read More
St. Louis Mortgage Broker
/02 Jan 2020
/By

So Many Mortgage Brokers! Eeny, Meeny, Miny, Moe…

One of the most difficult decisions you’ll possibly make when it comes to your home mortgage is the lender to select. Nowadays, there are numerous mortgage lenders ready and eager to accept your home loan application. However, just because a mortgage lender accepts your home loan application doesn’t mean it’s the best for you. Since you will possibly get saddled with the mortgage for many years to come, it’s important to ensure that you look around and pick the right mortgage lender all for your home loan needs. Here are several things to assist you in selecting a suitable St....
Read More
/05 Dec 2019
/By

St. Louis Vets are Seriously Underwater—and It’s Not Their Fault

With underwater homes in St. Louis and across the nation at their lowest rates in years, homeowners seem optimistic about the housing market, as any St. Louis mortgage broker would agree. However, one core group of Americans has not felt this relief, and in St. Louis, a closer look at the data tells a different story. The term “seriously underwater” is as grave as it sounds, and it applies to a shocking number of St. Louisans. “Seriously underwater” is here defined as a home where $1.25 is owed for every $1 the home is worth. In their year-end home equity...
Read More
/05 Nov 2019
/By

 How Quickly Can Your Credit Score Go Up: Strategies for Credit Score Improvement

Your credit score or credit account is a crucial financial indicator that can impact your ability to secure FHA home loans in Missouri, credit cards, and even influence interest rates. If you’re wondering how quickly your credit score can improve, this blog will provide insights into various strategies to boost your credit score efficiently. Whether you’re looking to build credit from scratch, improve an existing score, or recover from credit card debt, understanding credit factors and taking appropriate actions can lead to positive changes in your credit score. Monitoring Your Credit Score and Credit Reports To start the journey towards...
Read More
/05 Oct 2019
/By

7 Steps In The Real Estate Closing Process

The real estate closing process is a crucial phase in any real estate transaction with home loans in St. Louis MO. It involves several parties and numerous essential steps that must be completed before the property changes ownership. Let’s explore the 7 key steps involved in this process and understand their significance for both buyers and sellers. Step 1 – Understanding the Closing Process and Timeline: Before diving into the nitty-gritty of the real estate closing process, it’s vital to comprehend what it entails and the typical timeline for completing a transaction. This step sets the foundation for a successful...
Read More
1 … 6 7 8 9 10 11

Need More information?

Fill out our form or give us a call (314) 988-3212 today.

Contact